Fed - Supervision and Regulation Report 

  • Uninsured deposits’ share of total assets continued to decline in the first half of 2024 and fell to levels last seen in 2019

  • The delinquency rate for CRE loans has increased to its highest level since 2014

  • The Federal Reserve continues to focus its supervisory efforts on assessing banks’ preparedness for managing liquidity risk

  • Liquidity examinations focused on firms’ recent deposit trends, funding strategies, liquidity risk-management practices, liquidity stress testing, and liquidity buffer composition

SOURCE

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OCC - Fiscal Year 2025 Bank Supervision Operating Plan

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FRB comments: Impact of a proposed international capital standard